Category: Underinsurance

What to Do After an Accident with an Uninsured or Underinsured Driver

If you were injured in an automobile accident in Pennsylvania, there is a 10% chance the person who caused the accident carries no automobile liability insurance. In Pennsylvania, although all licensed drivers are required to carry liability insurance, not every driver complies — or they just carry the bare insurance minimum. In the event of a “hit and run” accident, you might not locate the driver, much less the driver’s insurer. Is there some way to protect against these situations in advance?
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Everything You Need to Know about Auto Insurance, but Forgot to Ask

Every day, many innocent people are injured or killed in motor vehicle accidents in Pennsylvania.  Many of these people, or their families, are surprised to learn that they will suffer further harm because their motor vehicle insurance contains numerous gaps or waivers of coverage that were never explained to them.  Continue reading “Everything You Need to Know about Auto Insurance, but Forgot to Ask”

New Statute of Limitations Decision

On April 20, 2007,  the U.S. Third Circuit Court of Appeals decided the case of State Farm v. Rosenthal in which it held that the Statute of Limitations on an underinsurance (UIM) claim in Pennsylvania is not measured from the date of the accident, as State Farm had claimed, but four years from the date the claimant settles with or obtains an award from the adverse driver for less than the value of his damages.
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